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Claims Permissions and Glossary

To manage claims effectively in SmartMoving, users need the right level of access to create, view, and configure claim-related data.

Michelle Carone avatar
Written by Michelle Carone
Updated this week

To manage claims effectively in SmartMoving, users need the right level of access to create, view, and configure claim-related data.
This article outlines the required permissions for common claim actions and provides best practices to ensure consistency, accuracy, and compliance.


Permissions Overview

Claims permissions are tied to existing SmartMoving modules.


Use this table to confirm which users have access to perform key actions.

Action

Required Permission / Module

View claims

Opportunity View Access

Create or edit claims

Customer Service Module

Configure fields, complaint types, or templates

Settings Module

Send acknowledgment or settlement emails

Email Template Permissions + Customer Service Module

View KPIs and dashboard metrics

Reporting Access

Add or assign tasks

Task Module Access

💡 Smart Tip: Limit Settings access to managers or administrators to maintain data consistency.


Recommended Permission Setup

Role

Recommended Access

Customer Service / Claims Specialist

View, create, and edit claims; manage statuses and tasks; send emails.

Operations Manager / Admin

Full access, including Settings configuration, KPIs, and permissions management.

Frontline Crew / Driver

Typically view-only access (if allowed) for reference or verification.

Accounting / Finance

Read-only access to Closed claims and payout data for reconciliation.


Claims Best Practices Summary

Acknowledge every claim — send an acknowledgment email immediately upon receipt.
Track actual received dates — adjust manually if entered later.
Use custom statuses — align with your internal workflow (e.g., “Awaiting Photos,” “Needs Review”).
Record inventory items individually — for accurate reporting and crew accountability.
Mark settlements as Paid — for complete KPI tracking.
Assign claim-related tasks — to ensure no steps are missed.
Review KPIs regularly — monitor loss ratio, claims ratio, and valuation balance.
Close claims only after resolution — ensures clean reporting and compliance.
Update templates annually — to match your company’s legal or policy changes.


Glossary

Term

Definition

Claim Lifecycle

System-controlled stages (New → Acknowledged → Open → Closed).

Claim Status

Custom, user-defined stages that reflect your internal workflow.

Claim Acknowledgment

Formal written confirmation sent to the customer upon claim receipt.

Settlement

Method used to resolve the claim (e.g., refund, repair, replacement).

Valuation

Optional customer protection coverage that determines payout limits.

Claims Ratio

Total number of claims ÷ total number of opportunities.

Loss Ratio

Dollar amount paid in claims ÷ annual insurance premium.

Claims Contact

The designated contact person for the claim (may differ from booking contact).

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